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Standard Industrial Classifications Codes (SIC Codes) /
North American Industry Classification System (NAICS)

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52411Direct Life, Health and Medical Insurance Carriers
This industry comprises establishments primarily engaged in underwriting annuities and life insurance, accidental death and dismemberment insurance, disability income insurance and insurance for hospital, medical, dental, vision and other health services, directly to policyholders.

Exclusion(s):

*government establishments providing health insurance (91291, Other Provincial and Territorial Public Administration);

and establishments primarily engaged in:

*reinsuring life, health and medical insurance (52413, Reinsurance Carriers).

52412Direct Insurance (except Life, Health and Medical) Carriers
This industry comprises establishments primarily engaged in underwriting all types of insurance (other than life, health or medical), directly to policyholders. Examples of establishments in this industry are automobile, property and liability insurance carriers.

Exclusion(s): Establishments primarily engaged in:

*reinsurance (52413, Reinsurance Carriers).

52413Reinsurance Carriers
This industry comprises establishments primarily engaged in assuming all or part of the risk associated with any type of insurance policy originally underwritten by other insurance carriers.

Exclusion(s): Establishments primarily engaged in:

*underwriting insurance directly to policyholders (52411, Direct Life, Health and Medical Insurance Carriers, or 52412, Direct Insurance (except Life, Health and Medical) Carriers).



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